The craving for the accumulation of riches is resident in everybody, but most people will find it difficult, and at worst will never be rich because they fail to seek wealth the right way. According to Wallace Wattles, in his popular wealth treatise called the Science of Getting Rich, "There is a science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches, and once these laws are learned and obeyed by anyone, that person will get rich with mathematical certainty."
This is a fundamental statement that is loaded with truth. Those who are wealthy know that it comes about by application of simple rules and principles. Those who do not make wealth do not know about these simple things, and so they assume that wealth is a result of luck or pure chance or something just as superstitious.
One of the top pragmatic success coaches in the world is Anthony Robbins. He has coached star sports players, heads of states and Fortune 500 executives. In his Get The Edge program, he listed down 12 specific reasons he has come to observe to be the leading causes for most people's lack of financial worth. Here they are:
1. They never decide and really define, very specifically, what wealth means for them. These people though longing for wealth do not really define what they need specifically. The keyword here is specifically. You can imagine how hard it would be to build a car or a plane without making a blueprint or sketch drawings of it first? You have to know what your target is before you go chasing after it. If you want to be rich you must be specific of how much riches you need.
2. They make wealth a moving target instead of a fixed one (this is related to point one above).Those who cannot discipline themselves to maintain a truly fixed target for wealth cannot be rich. Once you have your target, fix it. Do not change it until you reach it. You must accomplish and celebrate each step, and then set course for a new step, and a new target.
3. They define riches in a way that seems unreachable. People who dream of riches, but do not believe that they can actually be rich can never be rich. For a man can only achieve that which he believes is achievable. You only achieve what you believe. No more, no less. So you must make wealth accumulation a believable achievement for you. Set goals that will make you move forward and stretch, but not too high that even you yourself do not believe you can. Take the biggest step you believe you can, achieve it, then take the next biggest you believe you can. This will build positive reinforcement in your self-confidence as well.
4. They never start. If you keep thinking about trying to create wealth and do nothing meaningful to help you achieve it, it will forever remain in the thought level. You have to act! Good wishes are fantastic, but until you step out in faith to actually do something now, it will never help you to accumulate wealth. Start somewhere, anywhere! Only after you start do you begin to get some feedback which will help you plot your course better. The aircraft has to first take off before it starts to adjust course for its destination. You must start, somewhere, anywhere, it does not matter where and how, just start! Act now!
5. They never make it a must. Let me explain what it means to make it a must. It means marshalling all your intent, your will, your direction, into one singular flow that is directed towards your goal. All obstacles are viewed as challenges to be overcome. You will meet obstacles, and so expect it, but also expect to move forward anyways. Use your obstacles to develop strength and skills, do not run away. Find out how to go past them. Find out! There is always a way, always. And if your emotions are acting against your desire, embrace them, learn what they are, know yourself, but keep moving forward. Make it a must, and it will happen. You do not know in how many steps it will take, but you know it will happen.
6. They do not have a realistic plan. Those who fail to make money, do so because they lack a realistic plan. Wealth creation does not answer to frivolous plans guided by fantasies, but they only answer to realistic plan. If you want to do something, find out how it is done from someone who has done it before. In the same manner, if you want to be rich find out from those who are rich. Read their books listen to their tapes, and follow their plans, and one day you too will become rich. Make a realistic plan. Take example from those who have succeeded before you. But do not throw away your intuition. Your intuition is extremely powerful once you learn how to listen to it with practice.
7. If they have a realistic plan, they never follow through on the plan. Some folks, who fail to get rich, do actually have a realistic plan, but their problem is that they fail to persistently follow their realistic plan. They give up easily when they are confronted with temporary challenge. Well, if you do not follow the plan, who will?
8. They give responsibility to others ("experts") instead of to themselves. This is a subtle but serious reason why people never get rich. They are specializing in giving their responsibility to others, and move on to pleasure. This way, they never really learn how to do it, and if there are failures they never learn why the failures happened and so they are bound to repeat them. It is a good idea to get advice, but do it yourself. At least understand it yourself even if you will delegate the actual doing. Those who are fund of giving their responsibilities to others have deliberately handed over the future of their financial standing in the hands of those who may not have the desire to let them succeed. This is an error that needs immediate correction if you must be rich.
This kind of people can spend huge sum of money to set up a business, but they will never be there to do the business. They never see the need to learn how their own business runs. They can talk big, but their small action often betrays their quest and cravings for riches. The fact that you can employ workers to run your business does not mean you should live your primary responsibility of running your business in the hands of your employee. Delegate responsibilities, but endeavor to monitor your business. This will enable you to know how to run your business. In case those expert that you so much relied on decided to stop work, you stream of income will stop flowing.
9. They give up when they face challenges. Going through the challenges is what has made people rich, not giving up. Look, there are always challenges. So get used to that. You will only get where you wish to get to if you are willing to face the challenges along the path. All challenges are opportunities dressed in work clothes, remember that. After the challenge is over, you will discover the amazing fruit it held for you.
10. They fail to conduct their lives as a business; they never ensure that they make a profit year by year. Get a personal finance package like Quicken or Microsoft Money. You need to have budgets and cash flow statements for your personal finances and your businesses. It is easy with those software packages. If you do not keep records and track your business, you will not know when you are making or losing money until it is embarrassingly too late.
11. They allow other people's ideas to affect their decisions unreasonably. There will always be people who do not believe in your way, or who are pessimistic, who try to pull you down, or whatever. They are dream killers who refuse to let you be. And they will sometimes be your closest friends and family members. You cannot change that - they have a right to be who they are. It is OK. Allow them their thoughts, do not judge them for that, but do not feel obligated to accept their thoughts of following their way. Do not allow other people, now or from the past, unreasonably affect your decisions for wealth creation. Allow them their way, and you live your way.
12. They do not get quality coaching. Some folks who desire to get rich do so alone. When you ask them to get a mentor, attend seminars and read good books for effective coaching, they will laugh at you and remind you that they have the Holy Spirit, and have no need for human mentorship. This statement may sound very religious, but this is the ignorance that gives momentum to satanic financial limitation. The interesting about these guys is that when they need the Holy Spirit he is not always around.
Getting effective mentorship is extremely important for making money! Coaching is simply getting mentored by someone who has succeeded wildly in the area of your interest. In your craving for financial success, get coaching! Our education system hardly equips us for real life, so do not assume that because you went to college you are properly equipped. You need to keep learning. The most successful people attend seminars, read books, join mastermind groups and clubs, find mentors, network, and even hire expensive personal coaches to make sure they succeed.
How many of these reasons why most people do not get rich can you identify with? Well, now that you see the reasons why most people do not get rich, you now can look at yourself and make sure that you do not follow ways that are known to lead to poverty. Follow what works and it will work for you. Do not forget to enjoy yourself along the way however. Avoid this financial pot holes and you shall always sing the song of wealth.
Conclusively, I want to say that, ‘Those that follow the admonition of wisdom shall never be in the company of failures, but those who do not heed the instruction of wisdom shall have problems more than they can bear’.
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