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Wednesday, December 1, 2010

QUOTES OF WISDOM

GET INSPIRED! GET INSTRUCTED! EMBRACE WISDOM AND FULFILL DESTINY!

Quotes of wisdom are necessary capsule for effective and successful living. In this article, I am going to share with you some great quotes of wisdom that keep you on the right track. Get set for an amazing encounter of wisdom!

1. When the precept of a nation is antiquated the present generation suffers and when the potential of the present generation is inhibited, a heavy burden is laid up for the obligation of future generation.
 
2. If we fail to build leaders armed with the power of effective and productive leadership techniques in this crucial era, then we would have abdicated our responsibilities as God’s stewards of planet earth.  

3. The greatest cross anybody can carry is to risk sacrificing his reputation, ego, name, qualification, job and integrity on the altar of God’s calling by facing the embarrassment of a public failure in the pursuit of some honorable, noble, and divinely inspired dream. 
   

4. Better to live under the leadership of a poor, but wise youth than an old and foolish king who has no regard for sound counsel. 

5.When fools are place in high position of leadership, resources are mismanaged and the people lament in pains, but the righteous flourish like a palm tree because they see through the situation and govern themselves with wise counsels.  

6. If thou desire to purchase honor with thy wealth, consider first how that wealth became yours; if your labor got it, let your wisdom keep it; if oppression found it, let repentance restore it; if your parent left it, let your virtues deserve it; so shall your honor be safer, better and cheaper.  

 7. Those who are married to the habit of changing their minds easily and giving excuses and shifting blames justifying their actions when and where they need to be responsible cannot be dependable. Such individuals are capable of dangerous tendencies, and needs to be avoided.  

8. Never be too certain about the faithfulness of a fellow until he has been proven in the process of time. Likewise, do not label anyone as unfaithful until you have genuine evidence; for accusation without confirmation is meaningless.  

9.Whoever desires leadership position should understand that he seeks a noble position. It is not a palace where reproach is celebrated and immorality tolerated, but a place for brevity, wisdom, and integrity.  

10. Leadership and learning are indispensable to each other.

 
11. Take the evildoer from the tent of the righteous and it shall become a safe place for sanitized living. Do not allow men to abandon the log in their eyes to make story and storm out the dust in your own eye.  

12. You may not be able to stop people from giving you advice because some mouth just like to wag, but you can do yourself a whole lot of good by ensuring that you filter and take only that which is healthy and helpful in enhancing your life ambition. 


13. What a man does not know can kill him, but what also can make him rich and very successful if he seeks and surround himself with people that know. 


14. Whosoever is a know-it-all has permanently locked himself from the peak position of significance and excellence. 


15. Do not revile the king even in your thought or curse your ruler and the rich in your bedroom or in secrete places, because a bird of the air may carry your words, and a bird on the wing may report what you say.  

17. Repressed feelings of anger and disappointment do not disappear; they usually fester inside and grow even more toxic.

 
18. If a man denounces his friend for a reward such a man was never a friend, but an enemy who has not yet discovered. 


19. Refrain your feet from treading on the part that leads to the house of a seductive woman and a crafty and an enticing man. For none who go near them ever return or attain the fulfillment of their potential in life. 


20. Through the blessing of the righteous a city is exalted, but by the mouth of the wicked it is destroyed.  

21. A man who lacks judgment derides his neighbor, but a man of understanding holds his tongue.  

22. For lack of guidance a nation falls, but with many good advisers comes the certainty of victory. 

23. He who put up security for another will surely suffer, but whoever refuses to strike hand in pledge is wise.


24. Like a gold ring in a pig snout is a beautiful woman that lacks discretion. 


25. He who brings trouble on his family will inherit only wind, and the fool will be servants to the wise forever.  

26. A man cannot be established through wickedness, and the righteous cannot be uprooted once they are established.


27. A wife of noble character is her husband’s pride and crown, but a lazy, dishonest and disgraceful wife is like a decay in his bones, and constitute a dehumanizing burden to a man of purpose. 

The quotes of wisdom will position you for a life of power, influence, success and high moral standing. If these 27 quotes of wisdom have made sense to you kindly rate my site and make a comment to add your views to the content of the site.

For more quotes of wisdom, click on the links below:
  1. http://www.wisdomquotes.com/topics/attitude/ 
  2. http://www.quotegarden.com/wisdom.html 
  3. http://thinkexist.com/quotations/wisdom/ 
  4. http://www.wisdomquotes.com/
  5. http://www.wisdomquotes.com/topics/life/ 

See you on top! 

Monday, November 29, 2010

FINANCE

Controlling your personal finance is a major money management basics which we must as a matter of urgency come to terms with if we must become rich. Too many people who claim to know and practice the basics of managing money are often proven wrong by researches and statistics. Even personal observation of the lives and business of such people reveals that they lack money management skills. How can one claim to know and apply the basics of money management without a financial improvement in his or her life and business?

If there is no financial improvement in your life and business, it is either you do not know the basics of money management or you know but fail to apply them. The following tips will help you to control your finance:

1.     Be realistic about your financial situation
2.     Visualize the consequences of your financial situation
3.     Identify the habits that have brought your financial struggle
4.     Set up measures to correct those habits
5.     Visualize the benefits of a well controlled financial life
6.     Be determined to be financially rich
7.     Set up proactive plan for controlling your finances
8.     Stick to your plan
9.     Begin to save
10. Create multiple streams of income

The ability to gain control over your finances is a major achievement that will greatly enhance your self worth, give you confidence. Careful planing and applying wise money management strategies will help you to live within your means, reduce debt, handle emergencies and prepare for future investment opportunities.

Take the bold step, Control your finances and Secure your Future!

Have a prosperous life ahead!

BASICS OF MONEY MANAGEMENT

LEARN THE BASICS OF MONEY MANAGEMENT TODAY AND SECURE YOUR FINANCIAL FUTURE!


The availability of money to adequately respond to the basic necessities of life is crucial to any serious minded individual. The feeling that you have a certain high degree of control over your finances is one of the greatest source of joy that one can have in life. While the availability of money in your account brings confidence, the lack of it can generate a lot of stressful experiences which poss as a threat to your overall well being. It is very frustrating to look at your long accumulated debt and expenses without the ability to adequately address them. This is very frustrating! I have been in this condition before, and I know what I suffered.


Most often our financial lack is because we fail to follow the basics of money management. If you truly desire to fulfill your dreams in life you must not play with money. You must put in all your effort in eliminating consumptive attitude. You must learn how to control your finances. You must no tallow money to control you, but you must become prudent in financial matters.


Controlling your financial situation requires planning, realistic budgeting and use of money management strategies which can be learned easily if you truly have the wise motive for wealth creation. Financial intelligence is a key to wealth creation. Do not stop at the a point of desiring, but be armed with the right information and tools for wealth creation. It is time to organize and re-organize your financial life. That is what this article is intended to do in your life.

Knowing how to handle money properly by developing the discipline required to enforce financial prosperity will benefit you tremendously. It will enable you to make valuable contribution to your life, your society, your family your country and the world at large. It will enable you to establish a legacy which will benefit present and future generation. You will become relevant in the world of the eminent irrespective of your age and family background.

 
Stop and think for a moment! Great achievers are great thinkers. All the money that have passed through your hand all these years? What have you been able to achieve with it? If you are sincere enough, you will agree with me that you have achieved so far cannot be equated with the amount that has gone through your hand.


To stop this financial mess, you need to adhere strictly to the following money management basics:


1. Access your financial situation

2. Establish clear financial goals

3. Control your finances

4. Create a workable budget

5. Manage your debt

6. Close every lick age

7. Save

8. Invest

9. Insure


See you at the top!





GETTING FINANCING FOR YOUR SMALL BUSINESS

Whether you are already in business or you just about to start a profitable small business, your access to finance is imperative to the survival of your business. Knowing how to get financing for your small business will greatly improve your success in business.

This article will help you to position your self in such a way that you will be able to properly separate your personal credit from your business credit. This will in turn will help you to have money at your finger tips and also get loans at better interest rates. If your business credit is different from personal credit, you can obtain good business credit no matter how bad your personal credit is.

In this article you are going to learn how to get financing for your small business; whether new or existing , and also know how to get it fast. The following tips will be of immense help:

1. Do not wait until you need business credit before you start building credit worthiness. Start building the business credit line, and have the financing available prior to when you need it.

2. Realize that you need money to make money. The rich get richer because they have access to working capital which the poor do not have. When the opportunity of a life time comes, they happily embrace it because they have the capacity to fund it. They have access to money whether it is their own or or other peoples money, the truth is that they have access to money. Therefore, it is important that every business owner have access to money. Small business fails not because they do not know what they are set up to do, but largely because the do not have access to funding.

3. Separate your personal credit from your business credit. None of your business debt shows up in your personal credit file if you do this. The main reason for building your business credit is to obtain funding.

4. Build your asset base

5. Know the right steps and the right process to build your business credit:


· Keep your record straight

· Be in a marketable business

· Get a corporate account

· Get your business registered

6. Know and approach the right bank or financier. The bank is in the business to lend and make money, and they make more money by lending. If you can demonstrate to them that you are responsible, they will lend more money to you.

7. Have a good business proposal and feasibility report.

To your business success!

SMALL BUSINESS

  
THE WISE MOTIVE FOR SETTING UP A SMALL BUSINESS


Setting up a small business is the dream of every success minded individual, but to make your business highly successful, the motive for setting it up has to be wise. Now what makes a motive a wise motive for setting up a small business? Good question! A motive for setting up a small business is considered a wise motive if the motivation behind your business enterprises is centered on offering quality of services that adds value to your life and that of the market you have decided to service. 
In view of this, I have made it my commitment to show you some practical fundamental wise motive for setting up a small business.
    1.     The satisfaction of prevailing needs: The first wise motive for setting up a small business is the satisfaction of basic needs. For your small business to be successful, it has to be one that will offer solution to problems in a particular niche. Nobody will give you his or her money in exchange for your goods and services if it does not help in one way or the other make their life better.
2.     Excellence in affordable price: The second wise motive for setting up a small business is excellence in affordable price. To offer excellence in affordable price is a wise motive for setting up a small business. If there is anything the contemporary society is lacking, it is quality of service or goods. Many business owners set up their business with the aim of exploiting their customers. They offer poor quality of service and yet demand high pay. They do not care about the poor quality of services or goods they are offering to their targeted market.

Your motive should not be to exploit your customers, but rather it should be to offer exceptional quality at an affordable price. The masses should not die because you are Mr. Quality. Do not try to get all the money with which you use to set up your small business at once.

3.     To reduce unemployment: Any business owner who does not put into consideration his or her contribution in the struggle to reduce unemployment is operating under the influence of selfish interest. The wise motive for setting up a small business should be to reduce unemployment rate through the empowerment of people around you. No business exists for itself and succeeds on its own. By bettering the lives of others, you equally better yours and that of your business. It is a wise motive to set up your small business to improve the economy of your country.

   4.     Profit maximization: The fourth wise motive for setting up a small business is profit maximization. To maximize profit, your business in addition to quality of service or products must generate enough traffic-quality traffic. Quality traffic is the number of quality customers who patronizes your business. A quality customer is one who has the capacity to make effective demand (make full payment) for goods and or services rendered.

Your business must be positioned in such a way that you are able to convert a high percentage of people who come in contact with your business into quality customers. You may have the best business idea, but if you fail to market your business and yourself properly, you will not make profit. There are so many people and business out there offering the same services as you do, if people do not know you and what you are doing, they will never patronize you.

The motive of setting up your small business with all the creativity to maximize profit is a wise motive. You are a business man, and not a philanthropist. Never use your business as a channel for charity work. You need to make profit to stay in business. People may criticize you for being money conscious. Others may tell you that money making motive is not a good motive. Never allow their negative comments to make you turn your business into a charity organization. Have you seen any successful business man who is not money conscious? Obviously not! That is to tell you that setting up a small business to make profit are a wise motive.

However, while you keep and groom your money making motive, remember that it is more profitable to have 1% profit from one hundred customers than to have 100% profit from one customer. The wisdom in this is: Traffic to your business is more important than the cravings for huge profit. Rome was not built in a day, and in the same way millions are not made over night. Build your business one step at a time. Spend more time gathering quality customers who are loyal to you and to your business and the time will come when you make real money. Money that brings real satisfaction.
5.     Economic development: The fifth wise motive for setting up a small business is economic development of the area where the business is situated. For the economy of a country to improve, there must be a proliferation of quality and high impact small and medium scale business enterprises that are set up to positively transform the lives of people around them.

6.     Self Expression: The sixth wise motive for setting up a small business is to give expression to the hidden potential of the entrepreneur. There are potential that is inherent in you, each of which is a business idea that can offer solution to peoples needs. Setting up a small business to better the lives of others is a wise motive that requires commendation.

    Conclusively, it is important to realize that there are various reasons why people go into businesses. However, any motive that helps a business to enhance personal, corporate, local and global lives is a wise motive. Check your life! Check your business! Are any of the above wise motives for setting up a small business applicable? If yes, you are on the right track!

     Have a highly successful business experience!